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Bill White
Consultant
REALTOR®, Associate Broker
(804) 967-2740

40923 Browns Lane, Waterford, VA 20197

$1,150,000
  • 40923 Browns Lane, Waterford, VA 20197 Main Photo

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ACTIVE
BEDS5 BATHS4 full SQUARE FEET3,490 MLS#VALO2116260
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONCARR FARM SCHOOLLOUDOUN COUNTY PUBLIC SCHOOLS

Property Description

Exceptional 2017 modern farmhouse on a private 3-acre lot in historic Waterford with NO HOA! This rare property features a dedicated mini-farm/garden area, mature trees, a meandering creek, and a reinforced composite deck engineered for a future sunroom conversion. The elegant interior boasts 9-foot ceilings and hickory hardwood floors throughout the main level. The gourmet kitchen features maple cabinetry, granite countertops, a center island, and a brand-new stove, while the living room offers a custom wall prepped for a future double-sided gas fireplace. A spacious main-level bedroom and full bath with heated floors provide the perfect setup for guests or multi-generational living. The home features incredible space and recent upgrades, including a large bonus room above the garage and an expansive walk-out basement, both beautifully finished in 2025. The newly finished basement features durable LVP flooring, a massive recreation room, a separate den or gym, and a full bathroom. Built for ultimate resilience and peace of mind, the property includes a private well, conventional septic, two zones of HVAC (upper unit replaced 2023), two new water heaters, an oversized two-car garage with a workbench and hot/cold water, a Briggs & Stratton 22kw whole-house generator, and an owned 500-gallon underground propane tank. Note: Seller will entertain a VA loan assumption only for qualified Veteran buyers willing to execute a full Substitution of Entitlement. Buyer is responsible for covering the equity gap. Assumption processing times typically run 60–90 days. Contact the listing agent for details before submitting an offer.

40923 Browns Lane | MLS# VALO2116260

This single family home located at 40923 Browns Lane, Waterford, VA 20197 is currently listed for sale with an asking price of $1,150,000. This property was built in 2017 and has 5 bedrooms and 4 full baths with 3490 sq. ft. Browns Lane is located in the CARR FARM subdivision within the LOUDOUN COUNTY PUBLIC SCHOOLS school district. Search CARR FARM real estate on billwhite.joynerfineproperties.com today.

Upcoming Open Houses

Open House Sunday May 31st, 2:00pm - 4:00pm

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Fully Finished, Interior Access, Outside Entrance, Sump Pump
Cooling: Central A/C, Ductless/Mini-Split
Fuel Type: Electric
Garage: 2
Heating: Heat Pump - Electric BackUp
Home Style: Colonial
Lot Size: 3.02 Acres
Stories: 3.0
Taxes: $7,324
Year Built: 2017

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dishwasher, Disposal, Exhaust Fan, Range Hood, Refrigerator, Washer, Dryer, Water Heater
Days on Site: 11
Exterior: Satellite Dish
Exterior: Vinyl Siding
Flooring: Carpet, Tile/Brick, Solid Hardwood
Interior: Ceiling Fan(s), Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors, Carpet, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open
Lot: Backs to Trees, Landscaping, Stream/Creek
Lot Dimensions: 3.02 Acre(S)
Parking Notes: 8 Total Parking Spaces
Pet Restrictions: No Pet Restrictions
Sewer: On Site Septic
Special View Info: Garden/Lawn, Mountain, Panoramic, Trees/Woods
SQFT Above Finished: 2425
SQFT Below Finished: 1065
SQFT Total Finished: 3490
Structure Type: Detached
Total Garage/Parking Spaces: 8
Water: Well

Local Schools

School District: LOUDOUN COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Momentum Realty LLC
Agency Phone: 7034359550

Shown By

Agent Name: Bill White
Agent Phone: (804) 967-2740
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 6,760.78 per month $5,815.03 Principal & Interest $610.33 Property Tax $335.42 Homeowner's Insurance

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Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613
©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/25/2026. The listing information on this page last changed on 05/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 05/25/2026 12:26:08 PM EST) or CAAR MLS (last updated Mon 05/25/2026 12:25:19 PM EST) or CVRMLS (last updated Mon 05/25/2026 12:23:50 PM EST) or Bright MLS (last updated Mon 05/25/2026 12:21:12 PM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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Agency License Information: Joyner Fine Properties and its agents are licensed in the Commonwealth of Virginia.


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